Borrowers

Hard money loans are short-term financing options secured by real estate, often used by investors who need fast capital to acquire, rehab, or flip properties. Approval is based more on the value of the property than on personal credit, making it a practical solution for time-sensitive deals.

Typical Requirements:

Collateralized by real estate (often below market value)
Down payment or borrower equity in the deal
Clear exit strategy, such as resale or refinance

Key Benefits:

Fast approvals and quick access to funds
Flexible underwriting compared to traditional banks
Ideal for fix-and-flip, rehab, or bridge financing projects

Private money loans are funded by individual investors or capital partners who want to earn returns secured by real estate. These loans can be more personalized and relationship-driven, giving borrowers greater flexibility while offering lenders attractive yields.

Typical Requirements:

Negotiated terms directly with private investors
Real estate collateral to secure the loan
Demonstrated ability to execute the investment plan

Key Benefits:

Flexible structures tailored to each borrower’s needs
Potentially longer terms than traditional hard money loans
Builds relationships with capital partners for future projects

Bridge Loan
Short-term funding to quickly secure opportunities while you arrange long-term financing.

Commercial Bridge Loan
Fast, interim financing for commercial projects until permanent funding is in place.

Fix and Flip Loan
Quick access to capital for buying, renovating, and reselling properties at a profit.

Gap Funding
Short-term financing that fills in the difference to keep your projects moving forward.

Double Close Funding
Capital support to complete back-to-back closings without disrupting your cash flow.

EMD Loan
Earnest money deposit funding to help you secure contracts quickly and competitively.

Portfolio Loan
Bundle multiple properties into one loan for easier management and flexible financing options.

Long-Term Rental Loan
Designed for buy-and-hold investors to finance rental properties with stability in mind.

Multifamily Long-Term Loan
Secure steady financing for stabilized multifamily properties with predictable returns.

DSCR Loan
Loans based on property cash flow, not personal income—ideal for rental investors.

Commercial Loan
Capital solutions tailored for businesses investing in income-producing real estate.

New Construction Loan
Build from the ground up with funding designed to cover construction costs and timelines.

Commercial New Construction Loan
Specialized funding to bring large-scale commercial development projects to life.

Multifamily Rehab Loan
Finance renovations on multifamily properties to boost value and rental income.

 

Other Flexible Capital Solutions

Line of Credit
Flexible revolving credit that lets you access funds when you need them, deal after deal.